Welcome to the website of Kin Y. Fok - Financial Advisor and Registered Insurance Broker
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Photo taken on canoe trip down the French River, Ontario, August 2011.

GETTING BETTER RATES
Tipsheet/Cheatsheet on how you can get better rates when purchasing insurance ...

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RED CARS cost more to insure and "Acts of God" are never covered. Common myths about insurance...

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Insurance 101 for Homeowners
Guide and Checklist of insurances that you may need or come across as a homeowner....

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MORTGAGE & CREDIT INSURANCE
Who are you really protecting? Your love ones or your bank?

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PERM vs TERM
Which policy is right for you?

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IBAO Videos
Useful and informative videos to help you understand your home and auto policies...

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Safe-Guarding Your Chidren's RESP

You are diligently putting away some money every year so that your children can attend university when they finish school. You are also glad that the government is helping as well by adding educational grants to the amounts. But should you get into financial trouble, the money that you contributed is still considered yours, and that your creditors can take that away in a bankrupcy or court decision?

Retiring in a Bear Market!

It happened in 2008 with the housing market situation and it's happening now with the European crisis: mutual funds that were doing so well are suddenly taking a beating, loosing whatever they gained over years within a matter of weeks. What happens if you had just retired?

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